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With some insurance companies denying coverage for patients who seek emergency treatment when they turned out to not have life-threatening conditions, some individuals might be tempted to skip a visit to the emergency room. However, failing to get proper medical attention after a car accident can cost you. Not only do you run the risk that you could miss potentially dangerous medical conditions like traumatic brain injury and internal bleeding, but if you later need to go to the hospital, your insurance company or negligent parties might claim that your delay in getting medical treatment led to your worsening condition.
In major cities, individuals also have more options then ever when it comes to getting medical care. For example, you could visit an urgent care center or the emergency room. Given that many insurance policies have high deductibles, the temptation to go to an urgent care center might be high. However, a recent article in the New York Times reviewed the benefits and drawbacks of choosing an urgent care center over the ER. As a general rule, if you’ve been hurt in a car accident, your best bet is likely to be the emergency room. However, if you were just in a fender bender or believe that you only have minor injuries like bruises, scrapes, or sprains, then it might be okay to get checked out at an urgent care center. An urgent care center can evaluate your injuries and determine whether you need more critical care at the emergency room. When in doubt, however, choose the ER.
Insurance companies have come under fire recently for failing to compensate patients when they chose to visit the emergency room. According to Vox, critics of these policies claim that insurance companies are asking patients to diagnose themselves. In some cases, patients need to appeal the denial. Unfortunately, not all patients may be aware that they can appeal. At the end of the day, if your claim has been denied by your insurance company after a car accident, you may have a range of options. You can appeal the denial, seek a settlement from negligent parties, or seek a settlement from your car insurance policy or the other driver’s policy. Insurance claims after a car accident can sometimes be complicated, especially if more than one insurance company is involved. This is where the Law Offices of Robert Gregg, car accident attorneys in Dallas, Texas, may be able to help you. Our firm can review your injuries, medical expenses, insurance policies, and fight to help you get the best possible settlement permitted under the law.
At the end of the day, you shouldn’t let cost prevent you from seeking medical treatment after a car accident. There may be many options available to you to seek a recovery and avoiding medical treatment can lead to further injury or a worsening of your medical condition. If you have questions about a settlement after a car crash, visit our personal injury lawyers at the Law Offices of Robert Gregg in Dallas, Texas. We may be able to help you seek damages for your medical expenses, lost wages, and pain and suffering.